Today, my husband and I looked at several joint bank account options since he had a day off from work. After doing some research and considering our options together, we have chosen one!
We haven’t done anything yet because my husband’s updated driver’s license hasn’t come in yet. At least we have a bank to apply to when it does arrive.
We also looked in to a spousal IRA as well as a savings account. If I remember correctly, these things are different. Haven’t applied to either of them yet because I believe we’d need my husband’s driver’s license for that too. But I’m excited to start!
It’s all so surreal to me even though we’ve been married for five months. Having a child, joint account, thinking about investment and budgeting…my brain can’t wrap itself around numbers very well, but my husband is fantastic with them. He can also read super fast and summarize things really well. It’s so nice to have him help in that aspect. I think I would be very lost and confused without him around.
I have a checkup with my OBGYN tomorrow afternoon. I hope I’ll find out my baby’s sex and prepare clothes, baby shower, etc. accordingly. After that, I’ll switch to my Medi-Cal insurance because that’s just the most cost effective option right now. If my current OBGYN accepted Medi-Cal, that would be awesome but they don’t. They suggested I find someone else before my insurance runs out–as I’m on my mom’s and can’t afford it myself when I’m kicked off after turning 26–so I can get the rest of my prenatal care taken care of.
Despite my negative experiences with Medi-Cal in the past, I don’t have a choice. It’s either spend a fortune my husband and I can’t afford, or this. The Christian Healthcare I was looking at is also just too much for us right now. I just hope and pray I’ll get good people to help me along this journey. Once I’m eligible to be covered under my husband’s work insurance, that’ll be great. I just wish it wasn’t some time after giving birth. However, the best thing I can do is offer my worries about this to God and trust that He’s got me; that I’ll be ok.
Hear, O Lord, my voice, with which I have cried to thee: have mercy on me and hear me. My heart hath said to thee: My face hath sought thee: thy face, O Lord, will I still seek. Turn not away thy face from me; decline not in thy wrath from thy servant. Be thou my helper, forsake me not; do not thou despise me, O God my Saviour.Ps 27:7-9 (Douay Rheims)